• Market Cap
    $1,552.090B 3.23%
  • POW Market Cap
    $1,080.334B 2.68%
  • POS Market Cap
    $138.517B 2.66%
  • Masternodes Market Cap
    $3.128B -0.07%

How to earn crypto with Crypto.com?

By Inkarias - 2020-03-30

About Crypto.com

The company was originally founded as Monaco Technologies GmbH in June 2016 with Kris Marszalek as CEO. The company announced it rebrand to Crypto.com on July 6, 2018. On October 22 of the same year, Crypto.com began shipping its MCO Visa Card in Singapore and subsequently on November 16, announced its plan to rollout the MCO Visa Card program in the United States in partnership with Metropolitan Commercial Bank. Crypto.com is a one-stop-shop for users to buy, spend and save cryptocurrencies such as Bitcoin, Ethereum and Binance Coin. With a multitude of staking options to unlock various features such as interest rewards, cash-back and rebates, the company is focused on everyday individuals looking to make the most out of and from their digital asset holdings.

Two native tokens for services and crypto-back debit cards

The platform uses two native tokens, MCO and CRO, which serve different roles in the company’s larger ecosystem. MCO, the first token created by the project, is used as a staking mechanism to unlock tiered benefits and to upgrade credit cards with higher feature sets. In short, the more MCO is staked via the Crypto.com mobile application, the higher savings, rebates and cash-back incentives become available to the investor. In the meantime, CRO, the second token, is used as the standardized medium of exchange for all transactions on Crypto.com’s blockchain. Similar to any other native blockchain, CRO can be staked to earn when performing different governance actions or utilizing the ecosystem network for merchants and users. MCO coins are used in several ways in the crypto.com ecosystem:

  • Receive cards with overall better conditions
  • Investors who want to use a credit service receive a 50% rate advantage by using the token
  • MCO holders can take part in the decision-making, governance and share their thoughts about future implementation
  • Cashback paid in MCO coins.
Crypto.com Cards

More importantly, the different levels of credit cards are directly tied to the amount of MCO a user stakes via their mobile application. It goes without saying that the more MCO a user stakes, the better credit card they receive. As it relates to traditional goods and services, Crypto.com debit cards allow users to earn rebates on popular services such as Spotify, Netflix, Expedia, and AirBnB, along with cash-back on virtually all purchases. There are currently 5 existing card tiers, depending on the amount of MCO held and offering different benefits for the holders:

Tier 1: Obsidian Black: 5% cashback in MCO (50,000 MCO Stake) including other advantages with Spotify,Netflix,Expedia, AirBnB and access to MCO private
Tier 2: Icy White: 4% cashback in MCO (5,000 MCO Stake) and other advantages with Spotify, Netflix, Expedia and access to MCO private
Tier 3: Jade Green: 3% cashback in MCO (500 MCO Stake) and other advantages with Spotify and Netflix
Tier 4: Ruby Steel: 2% cashback in MCO (50 MCO Stake) and other advantages on Spotify
Tier 5: Midnight Blue: 1% cashback in MCO (50 MCO Stake) with no minimum

The MCO Private feature hasn’t been officially launched yet but offers invitations and access to exclusive blockchain industry events. Investors will also receive advice on digital asset custody services, competitive investment opportunities, assistance with over-the-counter transactions, and dedicated customer support. In addition to the MCO Visa card, the Crypto.com rebrand has become the home for a number of MCO products and services. Already included are the MCO wallet app and the MCO token with the most recent addition being the Crypto Invest service, The Syndicate, allowing users and customers to find easily serious investments to make.

Crypto.com Stake & Earn services

Before going further into the staking services, anyone must have an account registered on the official Crypto.com platform. The registration can be done directly here: https://auth.crypto.com/users/sign_up

Crypto.com offers various types of staking facilities for everyone: CRO staking and soft staking. As we previously stated above, being the holder of a debit card already brings some advantages while making purchases with it. Furthermore, Crypto.com platform allows to earn an important discount on benefits directly on the platform:

CRO Staking

Crypto/com Stake and Earn
  • Between 20 to 100% fee rebates when using CRO for market operations ( The option isn’t implemented by default as shown on the screenshot above).
  • Long-Term CRO Staking for 180 days minimum to receive high APR rate paid daily.
  • Rebates are only available to investors with a minimum of 10,000 CRO. Investors can Earn 20% APR on the CRO they stake through Crypto.com Exchange.
Soft Staking

With Crypto.com soft staking, crypto investors holding their assets on the Exchange account can earn daily rewards. All the assets placed in pending orders are also included in the counts. The platform also features a setting to keep the minimal holdings and continue to receive rewards. CRO staking is quite different from standard staking as it requires you to stake a minimum of 10,000 CRO for 6 months on the Crypto.com Exchange. CRO Staking is rewarded with it's own range of benefits: rebates, 20% APR, & Syndicate access. Staked CRO cannot be withdrawn until the committed 6 months duration is complete. Crypto.com Soft Staking rewards Exchange users with all available tokens including BTC, MCO, LTC, and ETH.

Crypto.com Staking

Important: In order to receive staking rewards, it is mandatory to activate the “Earn Daily Interest” button directly available on the Soft Staking page. Without this operation, the coins held in the exchange account won’t be counted toward the daily allocation. Soft Staking gives the opportunity to stake a wide variety of crypto assets, including top cryptocurrencies such as Bitcoin, ETH, and even stablecoins.

Rates, minimum amount and fees

If the daily minimum balance is lower than the minimum requirement, no interest will be calculated for that day for the specified account. Different interest rates are based on how much CRO is staked on the Exchange (6-month commitment period).

Maximum limit: Only the first $10,000 USD or $100,000 USD equivalent in token balance will be used to calculate the daily interest. The excess balance will not be rewarded with interest for the activities.

You can join the Crypto.com staking platform on the official site at https://crypto.com